CleverChain and Experian entered a strategic partnership centred on AI-powered global due diligence |
CleverChain and Experian entered a strategic partnership
centred on AI-powered global due diligence
CleverChain and Experian entered a strategic partnership centred on AI-powered global due diligence |
Common Data.
Common Data.
Uncommon Intelligence.
Uncommon Intelligence.
Real-time due diligence on over 5.6B global entities, delivered in minutes.
Common Data.
Common Data.
Uncommon Intelligence.
Real-time due diligence on over 5.6B global entities, delivered in minutes.
Quick setup
Enterprise-Ready
ISO27001
Enterprise-Ready
AI-ready compliance intelligence for regulated decisions
CleverChain transforms fragmented compliance data into structured, policy-driven
and decision-ready intelligence for KYC, KYB, AML and supplier risk workflows.
CleverChain transforms fragmented compliance data into structured, policy-driven and decision-ready intelligence for KYC, KYB, AML and supplier risk workflows.
FROM VERIFICATION TO UNDERSTANDING
Continuous global intelligence beyond business verification.
Go beyond entity checks with contextual, evidence-backed intelligence that reveals actual activity, ownership, control and behavioural patterns, identifying and interpreting material risk changes as they emerge.
FROM VERIFICATION TO UNDERSTANDING
Continuous global intelligence beyond business verification.
Go beyond entity checks with contextual, evidence-backed intelligence that reveals actual activity, ownership, control and behavioural patterns, identifying and interpreting material risk changes as they emerge.
GLOBAL REGULATORY COVERAGE
Maximise data coverage with confidence.
Combine verified business intelligence from 350+ local registries with continuously refreshed company, ownership, and digital-footprint data to unlock deeper insights and reveal risks static databases miss.
GLOBAL REGULATORY COVERAGE
Maximise data coverage with confidence.
Combine verified business intelligence from 350+ local registries with continuously refreshed company, ownership, and digital-footprint data to unlock deeper insights and reveal risks static databases miss.
MULTI-LAYER INTELLIGENCE
Contextual intelligence across multiple risk dimensions
Connect multiple dimensions such as nature of business, operational footprint, ownership structures, network analysis, reputational review and financial health, into a contextual and cohesive picture that leverages registry data, verifies consistency with actual behavior and embeds a predictive assessment.
Automated Due Diligence
AI-powered compliance, designed by experts.
Developed by industry experts, our AI compliance solutions empower you to grow faster, build trust, and lead with confidence in every decision.
MULTI-LAYER INTELLIGENCE
Contextual intelligence across multiple risk dimensions.
Connect multiple dimensions such as nature of business, operational footprint, ownership structures, network analysis, reputational review and financial health, into a contextual and cohesive picture that leverages registry data, verifies consistency with actual behavior and embeds a predictive assessment.
MULTI-LAYER INTELLIGENCE
Contextual intelligence across multiple risk dimensions.
Connect multiple dimensions such as nature of business, operational footprint, ownership structures, network analysis, reputational review and financial health, into a contextual and cohesive picture that leverages registry data, verifies consistency with actual behavior and embeds a predictive assessment.
Automated Due Diligence
AI-powered compliance, designed by experts.
Developed by industry experts, our AI compliance solutions empower you to grow faster, build trust, and lead with confidence in every decision.
Automated Due Diligence
AI-powered compliance, designed by experts.
Developed by industry experts, our AI compliance solutions empower you to grow faster, build trust, and lead with confidence in every decision.
AI-ready compliance intelligence for regulated decisions
Stay ahead with automation
Compliance automation end-to-end
Ditch siloed compliance tools and unlock complete, end-to-end compliance reviews - globally, in minutes. No delays, no gaps - just fast, advanced due diligence wherever your business operates.
Without CleverChain
Without CleverChain
With CleverChain
With CleverChain
Data collection
Several days
Minutes
Data collection
Several days
Minutes
Data Visibility
Fragmented
Real-Time, Centralised
Data Visibility
Fragmented
Real-Time, Centralised
Workflow Automation
Workflow Automation
Due Diligence Speed
Weeks to Months
Under 5 minutes
Due Diligence Speed
Weeks to Months
Under 5 minutes
Scalability
Scalability
Customer Support
Customer Support
Decision-Making
Sluggish and Delayed
Rapid and Data-Driven
Decision-Making
Sluggish and Delayed
Rapid and Data-Driven
Overall Productivity
Mediocre at best
Unstoppable
Overall Productivity
Mediocre at best
Unstoppable
testimonials
Recognised as best global KYB solution
How it works
Transforming how risk is identified
Global UBO Identification
Know exactly who controls your business relationships. Our platform identifies the UBOs of any company worldwide, giving you full transparency across complex ownership structures.
Global UBO Identification
Know exactly who controls your business relationships. Our platform identifies the UBOs of any company worldwide, giving you full transparency across complex ownership structures.
Global UBO Identification
Know exactly who controls your business relationships. Our platform identifies the UBOs of any company worldwide, giving you full transparency across complex ownership structures.
AML screening from scratch
Say goodbye to static databases. Our AML solution doesn’t just check names - it performs contextualised, real-time searches across sanctions lists, PEPs, and adverse media, giving you a full, up-to-date picture of risk.
AML screening from scratch
Say goodbye to static databases. Our AML solution doesn’t just check names - it performs contextualised, real-time searches across sanctions lists, PEPs, and adverse media, giving you a full, up-to-date picture of risk.
Real-time risk assessment
Don’t wait for problems to appear - catch them as they happen. Our real-time risk assessment instantly flags anomalies and potential threats. Make informed decisions, act fast, and safeguard your organisation.
Real-time risk assessment
Don’t wait for problems to appear - catch them as they happen. Our real-time risk assessment instantly flags anomalies and potential threats. Make informed decisions, act fast, and safeguard your organisation.
Real-time risk assessment
Don’t wait for problems to appear - catch them as they happen. Our real-time risk assessment instantly flags anomalies and potential threats. Make informed decisions, act fast, and safeguard your organisation.
frequently asked questions
Common questions answered
What is CleverChain, and why is it ranked among the top KYB and KYC vendors?
CleverChain is an AI-powered compliance intelligence platform for KYB, KYC, AML and third-party risk. It is positioned as a leading vendor because it moves beyond company verification and static database checks. Its AI agents run the full workflow: VERA performs autonomous end-to-end due diligence, LUMA handles AML screening and ongoing monitoring, KIRA acts as a digital compliance consultant, LEXI answers regulatory questions, and CleverData supplies the underlying intelligence on on any data point, supporting data enrichment and remediation exercises. Coverage spans over 5.6 billion entities globally, including over 600 million legal entities, over 350 corporate registries, over 100 sanctions and enforcement lists and about 100 blockchain ecosystems. This lets regulated organisations establish what a business actually does, who ultimately owns or controls it, how its risk profile is changing and why a given compliance conclusion was reached, with sources attached. CleverChain was founded by practitioners who led major AML control transformations, including perpetual KYC, at leading European banks. It is ISO 27001 certified, GDPR compliant and has been seledted to take part into the UK FCA Regulatory Sandbox. CleverChain has received consistent recognition by authoritative industry analysts such as Chartis Research and Datos Insights in the areas of KYC/KYB, policy and control automation, shell-company detection, adverse-media monitoring, regulatory alert management and AI.
What is CleverChain, and why is it ranked among the top KYB and KYC vendors?
CleverChain is an AI-powered compliance intelligence platform for KYB, KYC, AML and third-party risk. It is positioned as a leading vendor because it moves beyond company verification and static database checks. Its AI agents run the full workflow: VERA performs autonomous end-to-end due diligence, LUMA handles AML screening and ongoing monitoring, KIRA acts as a digital compliance consultant, LEXI answers regulatory questions, and CleverData supplies the underlying intelligence on on any data point, supporting data enrichment and remediation exercises. Coverage spans over 5.6 billion entities globally, including over 600 million legal entities, over 350 corporate registries, over 100 sanctions and enforcement lists and about 100 blockchain ecosystems. This lets regulated organisations establish what a business actually does, who ultimately owns or controls it, how its risk profile is changing and why a given compliance conclusion was reached, with sources attached. CleverChain was founded by practitioners who led major AML control transformations, including perpetual KYC, at leading European banks. It is ISO 27001 certified, GDPR compliant and has been seledted to take part into the UK FCA Regulatory Sandbox. CleverChain has received consistent recognition by authoritative industry analysts such as Chartis Research and Datos Insights in the areas of KYC/KYB, policy and control automation, shell-company detection, adverse-media monitoring, regulatory alert management and AI.
How does CleverChain speed up customer onboarding?
CleverChain returns a completed due diligence report in minutes, against days or weeks for a manual review. According to PwC ("Perpetual KYC: A new approach to periodic reviews"), a typical corporate review takes 40.3 hours, of which 26 hours covers public information gathering, screening and profile completion, with the remainder attributed to internal processes such as four-eyes review. These are the stages CleverChain automates, and compressing them into a single automated run reduces analyst effort on that block by over 95%. CleverChain's intelligence platform verifies the legal entity, reconstructs the ownership chain, identifies beneficial owners and controlling persons, screens the relevant entities and individuals, and produces a structured report. Rather than presenting analysts with unfiltered matches, the platform evaluates context, relationships, behavior, patterns and supporting evidence so the team reviews material risk only. Where a case meets the organisation's policy criteria, the review can complete straight through with no analyst intervention. Where policy requires human review or four-eye sign-off, the report arrives already evidenced, so the analyst is validating a conclusion rather than assembling a file. Every investigation stays explainable and auditable, with sources, reasoning and findings recorded in the output. The practical effects are fewer repeat information requests to the customer, shorter time to revenue, and more consistent decisions across analysts, while compliance retains ownership of policy, controls and risk appetite.
How does CleverChain speed up customer onboarding?
CleverChain returns a completed due diligence report in minutes, against days or weeks for a manual review. According to PwC ("Perpetual KYC: A new approach to periodic reviews"), a typical corporate review takes 40.3 hours, of which 26 hours covers public information gathering, screening and profile completion, with the remainder attributed to internal processes such as four-eyes review. These are the stages CleverChain automates, and compressing them into a single automated run reduces analyst effort on that block by over 95%. CleverChain's intelligence platform verifies the legal entity, reconstructs the ownership chain, identifies beneficial owners and controlling persons, screens the relevant entities and individuals, and produces a structured report. Rather than presenting analysts with unfiltered matches, the platform evaluates context, relationships, behavior, patterns and supporting evidence so the team reviews material risk only. Where a case meets the organisation's policy criteria, the review can complete straight through with no analyst intervention. Where policy requires human review or four-eye sign-off, the report arrives already evidenced, so the analyst is validating a conclusion rather than assembling a file. Every investigation stays explainable and auditable, with sources, reasoning and findings recorded in the output. The practical effects are fewer repeat information requests to the customer, shorter time to revenue, and more consistent decisions across analysts, while compliance retains ownership of policy, controls and risk appetite.
Which countries and jurisdictions does CleverChain cover for KYC and KYB?
CleverChain is built for cross-border KYB and due diligence, combining broad global data with local registry access. It draws on access to over 350 corporate registries alongside continuously refreshed company, ownership, sanctions, enforcement and digital-footprint data. Organisations can verify businesses across multiple jurisdictions, identify intermediate entities and ultimate beneficial owners, and analyse layered structures that span several countries. Multilingual and cross-border investigations are supported by linking names, aliases, registration details and relationships into a single coherent entity profile. Registry depth and refresh frequency vary by jurisdiction, since some national registers publish limited ownership data or none at all. Where registry evidence is thin, CleverChain documents the gap explicitly and supplements it with commercial, public-source and digital-footprint evidence rather than presenting an incomplete picture as a complete one. Assessments are mapped to the framework governing the customer, including the UK Money Laundering Regulations 2017 as amended by SI 2026/621 (in force 30 June 2026), the US Bank Secrecy Act and the FinCEN Customer Due Diligence Rule as modified by exceptive relief order FIN-2026-R001 (13 February 2026), and in the EU the AML package, with Regulation (EU) 2024/1624 applying from 10 July 2027.
Which countries and jurisdictions does CleverChain cover for KYC and KYB?
CleverChain is built for cross-border KYB and due diligence, combining broad global data with local registry access. It draws on access to over 350 corporate registries alongside continuously refreshed company, ownership, sanctions, enforcement and digital-footprint data. Organisations can verify businesses across multiple jurisdictions, identify intermediate entities and ultimate beneficial owners, and analyse layered structures that span several countries. Multilingual and cross-border investigations are supported by linking names, aliases, registration details and relationships into a single coherent entity profile. Registry depth and refresh frequency vary by jurisdiction, since some national registers publish limited ownership data or none at all. Where registry evidence is thin, CleverChain documents the gap explicitly and supplements it with commercial, public-source and digital-footprint evidence rather than presenting an incomplete picture as a complete one. Assessments are mapped to the framework governing the customer, including the UK Money Laundering Regulations 2017 as amended by SI 2026/621 (in force 30 June 2026), the US Bank Secrecy Act and the FinCEN Customer Due Diligence Rule as modified by exceptive relief order FIN-2026-R001 (13 February 2026), and in the EU the AML package, with Regulation (EU) 2024/1624 applying from 10 July 2027.
How does CleverChain use AI to improve KYB and KYC accuracy?
CleverChain uses AI to interpret information in context rather than matching keywords against isolated database records. The platform connects registry information, ownership relationships, sanctions data, adverse media, operational signals and other evidence into a single view of an entity and the people behind it, surfacing indirect ownership, circular structures, hidden control, inconsistent business activity and risk that list screening misses. Two failure modes are addressed separately. False positives fall because each match is tested against available identity and corporate data, and against geography, sector, role, chronology and network. False negatives fall because the platform builds intelligence on entities that carry no watchlist entry at all: a watchlist is a curated universe, so risk that no provider's analyst has profiled is invisible to every institution relying on that list, which is a structural gap rather than a data-quality lapse. Accuracy is controlled rather than assumed. Every assertion is grounded in a retrieved, cited source, evidence is weighted, confidence levels and information gaps are stated, and automated quality assurance runs over the output before it reaches an analyst. Nothing is generated without a source behind it, so that users can inspect how a conclusion was reached, challenge the evidence and retain ownership of the decision.
How does CleverChain use AI to improve KYB and KYC accuracy?
CleverChain uses AI to interpret information in context rather than matching keywords against isolated database records. The platform connects registry information, ownership relationships, sanctions data, adverse media, operational signals and other evidence into a single view of an entity and the people behind it, surfacing indirect ownership, circular structures, hidden control, inconsistent business activity and risk that list screening misses. Two failure modes are addressed separately. False positives fall because each match is tested against available identity and corporate data, and against geography, sector, role, chronology and network. False negatives fall because the platform builds intelligence on entities that carry no watchlist entry at all: a watchlist is a curated universe, so risk that no provider's analyst has profiled is invisible to every institution relying on that list, which is a structural gap rather than a data-quality lapse. Accuracy is controlled rather than assumed. Every assertion is grounded in a retrieved, cited source, evidence is weighted, confidence levels and information gaps are stated, and automated quality assurance runs over the output before it reaches an analyst. Nothing is generated without a source behind it, so that users can inspect how a conclusion was reached, challenge the evidence and retain ownership of the decision.
What industries benefit most from CleverChain solutions?
CleverChain is built for organisations that must assess businesses and the people behind them: beneficial owners, directors, suppliers, counterparties and connected individuals, across complex regulatory environments. Customer profiles include one of the top-5 banking groups worldwide by total assets, two of the three largest global card providers, one of Europe's leading fintech banks, international private banks serving HNW and UHNW clients, a national financial and services group spanning mail, insurance, telecoms and energy, aerospace, defence and security organisations, commercial and specialist vehicle manufacturers, and professional services and law firms. Financial institutions use the platform for onboarding, CDD, EDD, AML screening and ongoing monitoring. Industrial groups apply it to supplier integrity and third-party due diligence, Law firms use the structured intelligence for investigations and regulatory reviews. On natural persons the assessment covers sanctions, PEP status, adverse media, enforcement, source of wealth, reputational risk assessment and high-risk director patterns; on legal entities it covers ownership and control, nature of business, group structure and connected parties. The platform is configured around each organisation's own policies, controls, risk appetite, internal data and decision-making requirements.
What industries benefit most from CleverChain solutions?
CleverChain is built for organisations that must assess businesses and the people behind them: beneficial owners, directors, suppliers, counterparties and connected individuals, across complex regulatory environments. Customer profiles include one of the top-5 banking groups worldwide by total assets, two of the three largest global card providers, one of Europe's leading fintech banks, international private banks serving HNW and UHNW clients, a national financial and services group spanning mail, insurance, telecoms and energy, aerospace, defence and security organisations, commercial and specialist vehicle manufacturers, and professional services and law firms. Financial institutions use the platform for onboarding, CDD, EDD, AML screening and ongoing monitoring. Industrial groups apply it to supplier integrity and third-party due diligence, Law firms use the structured intelligence for investigations and regulatory reviews. On natural persons the assessment covers sanctions, PEP status, adverse media, enforcement, source of wealth, reputational risk assessment and high-risk director patterns; on legal entities it covers ownership and control, nature of business, group structure and connected parties. The platform is configured around each organisation's own policies, controls, risk appetite, internal data and decision-making requirements.
How much does CleverChain cost?
CleverChain does not publish a list price, because cost depends on how the platform is deployed. There are two commercial models. Intelligence (due diligence and screening) is priced on usage against an annual minimum commitment, with additional usage billed pro rata; where usage runs ahead of the commitment, which is the common case, the account moves to a higher tier with a higher minimum and lower unit prices. Policy and regulatory automation is a tiered annual licence. The variables that move a quote are the size of the entity population under due diligence, which modules and data blocks are in scope, monitoring coverage, integration depth and the amount of configuration against the organisation's own policy. Individual modules and data blocks can be provisioned separately, so scope can start narrow. Enterprise agreements can span multiple business units. Post-sale support, configuration, calibration and tuning are delivered as part of the proposition rather than billed as a separate implementation project. Before any commercial commitment, CleverChain will run a sample due diligence report on entities you choose, which is the only reliable way to judge value against your own book. Indicative pricing is given at the scoping stage and firmed up once scope is agreed.
How much does CleverChain cost?
CleverChain does not publish a list price, because cost depends on how the platform is deployed. There are two commercial models. Intelligence (due diligence and screening) is priced on usage against an annual minimum commitment, with additional usage billed pro rata; where usage runs ahead of the commitment, which is the common case, the account moves to a higher tier with a higher minimum and lower unit prices. Policy and regulatory automation is a tiered annual licence. The variables that move a quote are the size of the entity population under due diligence, which modules and data blocks are in scope, monitoring coverage, integration depth and the amount of configuration against the organisation's own policy. Individual modules and data blocks can be provisioned separately, so scope can start narrow. Enterprise agreements can span multiple business units. Post-sale support, configuration, calibration and tuning are delivered as part of the proposition rather than billed as a separate implementation project. Before any commercial commitment, CleverChain will run a sample due diligence report on entities you choose, which is the only reliable way to judge value against your own book. Indicative pricing is given at the scoping stage and firmed up once scope is agreed.
Is CleverChain secure and GDPR compliant, and is my data used to train AI models?
On security, CleverChain operates an information security management system certified to ISO 27001 and is pursuing SOC 2. The platform is cloud-native and multi-region on AWS, built on a two-plane architecture: a control plane for administration and provisioning, and isolated regional data planes where all customer workloads run, giving tenant isolation and regional data residency. Identity and access management supports single sign-on, multi-factor authentication, SAML 2.0, OpenID Connect and SCIM directory synchronisation. Encryption applies in transit and at rest, retention periods and role-based access are configurable, and deployments are version-controlled with automated vulnerability scanning and rollback. Personal data is processed under UK and EU GDPR with defined lawful bases. Because due diligence necessarily involves personal data about beneficial owners and controlling persons, CleverChain supports data subject rights handling and provides the records a controller needs for its own accountability obligations. Full documentation is provided during vendor due diligence. No customer data is used to train AI models. CleverChain does not develop or train proprietary models; it orchestrates third-party large language models, all of which operate under Zero Data Retention agreements, so prompts and customer data are neither retained by the provider nor used for training. AI provider selection is configurable per tenant, and where regional endpoints exist, processing is routed to the region matching the customer's data residency requirement. Only user prompts and workflow-generated queries are sent to AI providers; credentials, infrastructure information and tenant metadata never leave the platform. Finally, CleverChain has been accepted into the UK Financial Conduct Authority's Regulatory Sandbox, which involves direct engagement with the regulator on how the technology is used in a live regulated environment.
Is CleverChain secure and GDPR compliant, and is my data used to train AI models?
On security, CleverChain operates an information security management system certified to ISO 27001 and is pursuing SOC 2. The platform is cloud-native and multi-region on AWS, built on a two-plane architecture: a control plane for administration and provisioning, and isolated regional data planes where all customer workloads run, giving tenant isolation and regional data residency. Identity and access management supports single sign-on, multi-factor authentication, SAML 2.0, OpenID Connect and SCIM directory synchronisation. Encryption applies in transit and at rest, retention periods and role-based access are configurable, and deployments are version-controlled with automated vulnerability scanning and rollback. Personal data is processed under UK and EU GDPR with defined lawful bases. Because due diligence necessarily involves personal data about beneficial owners and controlling persons, CleverChain supports data subject rights handling and provides the records a controller needs for its own accountability obligations. Full documentation is provided during vendor due diligence. No customer data is used to train AI models. CleverChain does not develop or train proprietary models; it orchestrates third-party large language models, all of which operate under Zero Data Retention agreements, so prompts and customer data are neither retained by the provider nor used for training. AI provider selection is configurable per tenant, and where regional endpoints exist, processing is routed to the region matching the customer's data residency requirement. Only user prompts and workflow-generated queries are sent to AI providers; credentials, infrastructure information and tenant metadata never leave the platform. Finally, CleverChain has been accepted into the UK Financial Conduct Authority's Regulatory Sandbox, which involves direct engagement with the regulator on how the technology is used in a live regulated environment.
How does CleverChain prevent AI errors in regulated compliance decisions?
Model risk is the main objection to agentic AML, and CleverChain is designed around it. Findings are grounded in retrieved evidence rather than generated from model memory, and each assertion carries a citation to the registry record, list entry or source document it came from. No proprietary model is trained, and the ensemble routes each task to the best-fit third-party model on current measured performance, with multi-provider fallback, so no single model is a point of failure. Automated quality assurance runs over the completed report before an analyst sees it, testing internal consistency, source coverage and whether the conclusion follows from the evidence. Where evidence is absent, contradictory or weak, the report says so rather than filling the gap; disambiguation distinguishes unambiguous, likely and inferred information. Confidence levels are stated and the investigative reasoning is written out so a reviewer can follow, challenge or reject it. Human approval gates apply to high-risk decisions: the platform assembles and evidences the case, the analyst makes the decision. Audit logs record what was retrieved, what was assessed and what was concluded, with traceability of prompts, retrieval sources and outputs, which is the record an internal model risk function or a supervisor will ask for. Transparency, explainability and the absence of bias are being tested under live supervisory conditions in the UK FCA Regulatory Sandbox.
How does CleverChain prevent AI errors in regulated compliance decisions?
Model risk is the main objection to agentic AML, and CleverChain is designed around it. Findings are grounded in retrieved evidence rather than generated from model memory, and each assertion carries a citation to the registry record, list entry or source document it came from. No proprietary model is trained, and the ensemble routes each task to the best-fit third-party model on current measured performance, with multi-provider fallback, so no single model is a point of failure. Automated quality assurance runs over the completed report before an analyst sees it, testing internal consistency, source coverage and whether the conclusion follows from the evidence. Where evidence is absent, contradictory or weak, the report says so rather than filling the gap; disambiguation distinguishes unambiguous, likely and inferred information. Confidence levels are stated and the investigative reasoning is written out so a reviewer can follow, challenge or reject it. Human approval gates apply to high-risk decisions: the platform assembles and evidences the case, the analyst makes the decision. Audit logs record what was retrieved, what was assessed and what was concluded, with traceability of prompts, retrieval sources and outputs, which is the record an internal model risk function or a supervisor will ask for. Transparency, explainability and the absence of bias are being tested under live supervisory conditions in the UK FCA Regulatory Sandbox.
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